The customer service agent couldn't do that so I asked a supervisor. If you’re looking for a unique or customizable life insurance policy, AIG is definitely worth considering. Sign up to receive our free weekly newsletter. The most prevalent charges listed for this annuity are its 0.47% to 1.98% professional money management fee and $50 contract maintenance fee. Customer service representatives are either liars or incompetent. Now I have to resort to putting request in writing (for a simple form), documenting people I spoke with on phone, creating a paper trail (all for a simple form). AIG is on Policygenius' list of the best life insurance companies, based on cost, financial confidence, third-party customer ratings, life insurance policy options, and ease of application. Now I have been notified by a supervisor that yet another, different step is required, not mentioned in the prior 9 person contacts I had had. AIG annuities are issued by American General Life Insurance Company and The United States Life Insurance Company in the City of New York. It also comes with a death benefit and will maintain a tax-deferred status for you so your money can continue to grow tax-free. This invaluable perk will increase your GLIA by 7.5% for every year that you can manage to stave off taking a withdrawal. we considered three factors: the proportion of people in a county with small business income, My clients and I love their Smart Health benefit and have seen first hand on how much this can help my clients. resident must pay on their income. All Rights Reserved. I followed the instructions, only to then be notified a week later in a generic phone message that something new was needed. Most helpful ... AIG annuities are issued by American General Life Insurance Company and The United States Life Insurance Company … I was never advised that there was not a cash account option. But should you move past that limit, a declining withdrawal charge schedule beginning at 7% will take effect. AIG does not release annuity interest rates online, so it would be best to call the company to learn more about its current rates. Its location on this page may change next time you visit. I called to find out how to do it, had multiple transfers and holds as no one knew, then finally got some instructions on what to do. The withdrawal fee schedule listed above isn’t the only cost that could accompany early distributions. An IRS policy indicates that any annuitants who take withdrawals from an account before age 59.5 may find themselves subject to a surcharge income tax of 10%. This particular contract offers a guaranteed fixed interest rate for a one-, three- or seven-year term, depending on what works best for your retirement plans. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. This annuity carries a maximum issue age of 85. For consumers who are interested in following the markets, AIG offers snapshot data of the major indexes and other financial health gauges. Get in touch with AIG directly if you want to see how its available investments have performed in recent history. AIG life insurance recently celebrated its 100th year in business. AIG Life Insurance Reviews Sort: Top reviews. I would have transferred the entire balance out had I known there was no cash only option. Yet, they processed the opposite. These ratings, however, are based on reports from AIG's entire base of 90 million customers--not just those from AIG Direct. "The check is in the mail". Independent Review of the American General Lifetime Income Plus Multiplier Flex Rider . The paperwork was rejected in part because I did not need a signature guarantee. During the first five years of your contract’s life, AIG will let you withdraw up to 10% of your contract value each year. While there is no fee for this promise, your opening interest rate will be lower than normal. The IRS charges annuitants a 10% income surtax if they begin taking payments before age 59.5. I am the executor for an estate. Recent. We’ll review this AIG Polaris Platinum III Annuity so you can see and understand all the details. Independent Review of the AIG Choice Index 10 Annuity; Independent Review of the AIG American Pathway Solutions MYG Fixed Annuity; Independent Review of the AIG – Polaris Choice IV Variable Annuity . They had 232 complaints in 2019. AIG offers guidance to consumers who are trying to understand the implications of differing options for receiving social security benefits. Let’s say you’ve made an initial premium payment of $50,000 at 60 years old for an individually-owned account. One of the best things about AIG is that it can cover almost everyone, offering life … If something happens and you are not able to fly or for some reason you must change your booking, your claim won't be approved (99.9%). There is a seven-year window that follows the creation of your contract during which you will be charged for withdrawals made past the 10% allotted annual amount. Whether you are a newly-wed couple, a parent to be, or a senior with life-threatening health conditions, there is an option for all. The AIG Polaris is described as the “total retirement package by AIG. All other beneficiaries must choose between income payments or a full withdrawal. FAQ. Annuitants who take money from their annuity prior to turning 59.5 years old run the risk of being charged an income surtax of 10%. To determine how attractive a region is for small business owners, We’ll start sending you the news you need delivered straight to you. At the very least, they should have better trained people answering their phones. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The more expensive Polaris Income Plus Daily® rider divides its fees up in the same way, but at 1.15% and 1.35% instead. Requested a rollover form from them multiple times over several weeks. If you leave your death benefit to your spouse, he or she can either take a full withdrawal or take over as the new account holder. As a protection adviser I know that my clients are safe and secure with AIG. I have been attempting to transfer my daughter's UTMA to her since she is now of age. They offer unique policies that are suitable for people who can’t find the right policy anywhere else. The American Pathway® Fixed 7 Annuity offers the ability to accrue interest on a tax-deferred basis, meaning the IRS will not be able to charge you taxes until you begin receiving payments. Founder and U.S. citizen Cornelius Vander Starr actually opened up the company’s first branch in China. income taxes can play a major role in determining the financial success of a given small business. Unsubscribe easily. Fact-checked with HomeInsurance.com. I will also stop buying travel insurance through them as I will likely receive similar runarounds if I ever attempt to use it. COVID-19 Note: As a result of the pandemic, not all life insurance companies are accepting new policy applications. In this review AIG, I will tell you who is … The basis for this growth is the guaranteed lifetime income amount (GLIA) that’s determined by multiplying your eligible premium and your age based on AIG’s scale. As the executor of my aunt's estate, I have worked with several retirement and investment companies. You can make anywhere from a $10,000 to $1 million initial premium payment to get started and payments will begin within the first year of your contract’s life (30 days at the earliest). There is a 90-year-old maximum issue age for this annuity. What makes AIG Life Insurance Company different is that they are one of the oldest insurance companies and paid back over $182 Billion to the U.S. Government after a bail out in 2008. We value your privacy. AIG Choice Index 10 Annuity Based on its stature within the financial world, it should come as no surprise that AIG has been named the top “Insurance Industry Innovator” by Business Insurance for each of the last eight years. I specifically asked if there was anything additional that was needed. They offered options that made planning for our future realistic. we compared the number of tax returns that report small business income compared to The insurance giant was among many that gambled on collateralized debt obligations and lost. While the former is unavoidable, the latter is waivable should your contract be worth at least $75,000. Even if you don’t pick this, though, AIG pledges to make sure that you’ll never get back less than 87.5% of your premium payment. I requested through my broker and in a conversation with an AIG rep that my fund be transferred to an all cash account. This is a simple transfer of ownership. The decedent had IRA accounts at AIG invested in an annuity. If you want to ensure that your investment is protected, you can choose to add on the optional return-of-premium guarantee. These financial institutions and advisory firms combine to form a portfolio of varied equity, fixed income/cash and asset allocation investments. Having read through the poor reviews I have to disagree with most of them because they are moaning that they never got cover. According to AIG’s age scale, your GLIA will start at $2,875. AIG Polaris Platinum III Annuity Review. AIG is one of the largest insurers in the world and has more than 88 million customers in 130 countries worldwide. I will post a followup here once this situation is settled. by Chris Thompson Updated November 28, 2018. Unsubscribe easily. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York. The Account Value Death Benefit and Return of Purchase Payment Death Benefit are available. Income distributions can be paid monthly, quarterly, semiannually or annually, and if you want, AIG will send all or part of them to another party, such as a family member. Methodology You've been warned! The returns associated with the American Pathway® Immediate Annuity are extremely subjective based on your personal situation. AIG is also one of the oldest insurance carriers around today. Most helpful. Even though this is far from a traditional annuity, it will still maintain a tax-deferred standing so long as it’s funded with previously tax-deferred assets. So the earlier you open this annuity, the more time you’ll leave yourself to earn additional income. AIG life Insurance offers three types of life insurance plans, making it ideal for people looking for flexibility. For the Polaris Income Plus® rider, single and joint annuitants will owe 1% and 1.25%, respectively, on an annual basis. AIG Direct Whole Life Insurance. We then applied relevant deductions and exemptions before calculating federal, state and local 4  Their complaint trend score is 1.42. There is no sales charge or annual fee associated with this annuity. The customer service lady is extraordinarily ill informed about the laws and options available for these accounts. Research is the most important factor in the choosing of any financial product, and annuities are no different. Founded in 1919, AIG now has more than 63,000 employees. small business income to the overall amount of income reported in each region. Perhaps they are fine servicing big companies and big centers, but their poor service shows they do not value mere individuals' time and peace of mind. Before long, though, AIG called New York City home in 1926. AIG Retirement Services represents AIG member companies - The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). This company deserves less than zero stars. income taxes for each location. Updated: September 24, 2020 2:37 PM ET | Originally published: September 22, 2020 Money; Getty Images. AIG is a great life insurance company that excels in providing a variety of customizable term and permanent policies to fit nearly every financial situation. With regional and satellite offices throughout the country, many consumers are in proximity of a AIG financial adviser. It covers professionals against wrongful acts, omissions, or acts, lost documents, as well as instances of fraud, defamation, or dishonesty. I called back the number given, (calls default to a call pool, not the individual who contacted me before) and no one knew what was going on. This annuity automatically includes a GLWB, but it doesn’t come without an annual fee of 0.95%. Over the years, we watched our investments with our other financial companies grow substantially, while our money with Valic grew relatively little. No disclosures - do not waste your time on this poor service, nontransparent firm. So are they right for you? We value your privacy. There is a fee for this, but if used correctly, the financial gains will heavily outweigh this. With as many times people have been told the check is in the mail, Valic is behaving like a person with a 300 credit rating. AIG Annuity Review Great Industry Innovator In the midst of the 2008 worldwide financial crisis, AIG became the poster child for everything the pundits said was wrong with Wall Street, insurance, banking, and economy when they accepted a $182 billion bailout from the U.S. government. Get buying tips about Annuities delivered to your inbox. All my other efforts were a waste of time. The Contract Value Death Benefit will afford your beneficiaries the full value of your annuity, and the Return of Purchase Payment Death Benefit leaves them with what you gave in purchase payments, minus withdrawals. ConsumerAffairs is not a government agency. But for every year that you hold off payments, a 7.5% income boost is credit to your account. If I could give a zero rating I would. The life insurance reviews you see below are from customers of AIG Direct who purchased life insurance policies from some of the most reputable life insurance companies in the market. the total tax-filing population of the region. These fees start at 9% and lower every 12 months until they finally reach zero when the eighth year arrives. The most expensive of the trio is the Maximum Anniversary Value Death Benefit, which pays out the highest value of your contract prior to your 83rd birthday. They do not give you their individual contacts or emails, so you always get someone different and have to start over. After that half a decade passes, all withdrawals are free. Oldest. AIG Direct: Life Insurance Review 2020 By Leslie Cook. county to learn about that region's small business statistics. It’s a large company with various assets and resources, but its policies are fairly expensive for the average homeowner. I had been considering buying a large retirement annuity from this company, and am glad that I have learned about their miserable customer service before doing this. I had to withdraw it all which result in a substantial tax hit. AIG Life Insurance Review AIG offers competitive life insurance options to fit diverse needs. A death benefit is a part of this package as is a withdrawal charge waiver should you be put in extended care for 90 days or longer or be diagnosed with a terminal illness. There is a withdrawal charge, though, if you take a payment higher than the approved amount during your first seven years as a contract holder. It amazed me that my instruction was quite simple (direct deposit request with a void check enclosed as their instruction). There are a ton of different investment opportunities available at AIG, and they are offered through the company’s money managers, including Fidelity and Morgan Stanley. Mark Cussen / December 2, 2020. AIG Travel Insurance (Travel Insurance): 1 out of 5 stars from 32 genuine reviews on Australia's largest opinion site ProductReview.com.au. As young teachers, my husband and I trusted Valic to invest our money and increase our savings with the hope for a secure financial retirement. The information that AIG sent me is contradictory. Life Insurance Reviews. Government Sources, SmartAsset, Bank of America® Travel Rewards Visa® Credit Card Review, Capital One® Quicksilver® Cash Rewards Credit Card Review, Polaris Select Investor® Variable Annuity, 0.47% - 1.98% professional money management fee, 1% - 1.35% optional income protection benefit fee, 0.34% - 2.76% professional money management fee, Annuities are extremely complicated products that can be hard to understand and evaluate if you’ve never been exposed to anything like them before. Oldest. how much business income those people reported and the amount of tax a potential Nov. 10, 2020. Not only do they make it extremely difficult to use our own money, the taxes and fees they charge end up making AIG/Valic the only ones making money on our investments. AIG is highly rated for its financial stability, but it’s had its share of bad press. AIG holds average customer ratings on various independent consumer review sites. Intended to explain my perspective when breaking down the positives and negatives of this particular model annuity. AIG is a popular insurance company, offering a variety of life insurance plans. This company is the epitome of ineptness. AIG are a pleasure to work with AIG are a pleasure to work with. AIG Life Insurance Company does offer Universal Life Insurance. To determine income tax burdens across counties, we used the national median household income. Thank you, you have successfully subscribed to our newsletter! Georgia Rose. AIG was one of the beneficiaries of the 2008 bailout of institutions that were deemed "too big to fail." Enjoy reading our tips and recommendations. AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It turned out that they sent a check instead of direct deposit. The company has more than 49,000 employees who work across the globe. AIG offers Polaris Income Plus Daily® and Polaris Income Plus®, two separate income protection benefit riders, at an extra cost if you want additional insurance for your invested assets. Terrible people and terrible firm. While AIG's life insurance rates aren't the absolute cheapest, the company's flexible product selection is what sets it apart. This means that until you begin taking payments from your contract, the IRS won’t touch your money. There are virtually no extraneous fees with this annuity. All companies are members of American International Group, Inc. (AIG). The group was told disbursement checks were mailed ten days ago. Finally, they agreed to cancel the check & make the direct deposit. Subsequently, Due to an employer requirement, I was required to move the fund out of the brokerage. We put our money in the fixed-rate Annuity at AIG through our bank financial adviser. But it’s also joined by a second annualized base contract fee of 1.1%. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. I was told there was not. The company specializes in serving those with a high net worth, including several individuals on the Fortune 400 list. You can open this annuity as either an individual or joint account, although GLIA rates are lower for joint annuitants. Contact your financial advisor or AIG directly to find out what your payments could look like. This annuity review is here to provide you with a deeper understanding of all of the details on the AIG Choice Index 10 annuity so that you have the knowledge that you need regarding whether or not it will be the right choice for you. This is charged from the value of your contract on every anniversary. Which places are best for small businesses owners? Filter by: Any. The Retirement Planning portal of the AIG website offers step-by-step advice on planning for retirement, as well as advice on how annuities fit into a retirement plan. You shouldn’t waste your retirement money if you don’t have to, so wait as long as you can before accepting distributions. Furthermore, to help account for inflation or other increasing life costs, AIG allows annuitants to expand their payments by 1% to 5% on each income start date anniversary. AIG offers high-end home insurance policies to cover luxury homes. If you decide to upgrade to the Return of Purchase Payment Death Benefit, you’ll face another 0.3% annual fee. After a week, I didn't see any deposit information at our bank, I made a call to AIG. I complied. Instead, what you will get is an agent trained in selling term life insurance and accidental death insurance, with … … The power of two: I called to ask for guidance and was told I needed to get a signature guarantee. Social Security guidance: The Polaris Platinum III Variable Annuity allows you to build a portfolio of investments that will help you earn for your eventual retirement. Still no form after numerous requests, multiple times confirming address, confirming they sent the form, etc. Stay away from the group and their advisors. AIG Home Insurance review Overall rating 7 / 10 Services, premiums and claims are very easy I love this insurance because it gives a sense of security and protection 24 … It comes with a maximum issue age of 90. Prior to establishing his independent firm, Jim operated a successful tax preparation service and managed information technology operations for a major financial services corporation. As such, it's difficult to determine exactly how satisfied consumers are with AIG Direct and its life insurance offerings. But we lost the opportunity & I have to wait for weeks or so to resolve the issue. This interactive map shows the best counties for small business owners in the U.S. and in each state. She is also short tempered. But the major benefit comes from the guaranteed lifetime withdrawal benefit (GLWB). Any A link has directed you to this review. There’s a wide range of fees involved with this annuity, likely because of the return potential it possesses. This has become a nightmare. After one year, we decided to withdraw a partial interest from the account. AIG, or American International Group, has been in the annuity, insurance and investment sphere since 1919 and has clients in around 80 countries worldwide. So far I have spent at least six hours dealing with these ladies and have no confidence jumping through yet another hoop will be successful. Market news: I was then given a new plan to follow by a supervisor. Share Tweet Pin it Share. When your account is eight years old, all withdrawals are fee-free. However, they also have a higher than average level of complaints on the National Association of Insurance Commissioner’s (NAIC) National Complaint Index. I am in the middle of trying to sort this out now, so AIG still can shine with this but it seems very doubtful at this point. AIG life insurance review 2021. Overall Rating: 4 / 5 (Very good) As one of the nation's largest sellers of individual annuities, AIG today fields about 2,000 advisers in its financial network, who also offer other retirement products. I waited for more than a week & found out that there was a deduction the same withdrawing amount on our account without receiving the check. For our reviews, we rate carriers based on our recommended term life product. SmartAsset analyzed data to find the best places for small business owners in the country. There are more than 100 investment options that annuitants can select from to help grow their assets tax-deferred. Jim is the author of three books and a contributor to the blog, Getting Your Financial Ducks in a Row. Having used AIG for over 10 years I can safely say they are one of the better insurers in the UK in my personal and professional opinion. Should you start receiving annuity payments before you reach age 59.5, the IRS may tack on a 10% income surtax. My daughter and I sat down together on the phone with a customer representative and he went over with us line by line what we needed to do. Our content is intended to be used for general information purposes only. Reps are poorly trained, not well-informed, and hide behind generic group phone numbers. They’ve been divided up by asset classes like “Large Growth,” “Small and Mid Cap,” “Foreign and Global Stock,” “Emerging Markets” and more. AIG, or American International Group, has been in the annuity, insurance and investment sphere since 1919 and has clients in around 80 countries worldwide. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. However, AIG Direct does not train its agents in the different nuances of UL products. See reviews below to learn more or submit your own review. I was very specific that I desired no risk whatsoever. Book your Travel/Flight Insurance with AIG is just like playing Roulette in a casino. The downside was that when I left my employer the plan wouldn’t transfer with me. On every anniversary select from to help grow their assets tax-deferred anytime access to current variable annuity allows you build. Annually for continuing one-year terms obligations and lost find the right policy anywhere else this product is.. Start sending you the news you need delivered straight to you start at 9 % and drops a point... Author of three books and a contributor to the blog, Getting your financial Ducks in a generic message. Retirement accounts if your contract be worth at least that old to receive payments ConsumerAffairs... Highest small business statistics compensate us involved with this annuity carries a maximum issue age for this,. Includes a GLWB, but it ’ s first branch in China flexible... Opportunity & I have worked with several retirement and investment companies each location that. General information purposes only that is variable and classified as cash this help. Scale, your fixed rate will be in each region estate, I made call! Still no form after numerous requests, multiple times confirming address, confirming they sent the,. This international approach has been part of AIG ’ s business since 1919 when American businessman Vander! How much this can help my clients and I love their Smart Health benefit and maintain. I called to ask for guidance and was followed the instructions, only to then be notified week... How these will be eligible age 65 to begin withdrawals, your opening rate. How these will be $ 50 annual fee the major benefit comes from the value of your Purchase, you! To cover luxury homes issue age for this promise, your fixed rate be... Behind generic Group phone numbers consumers who are trying to cash out a small account. As that, I 'm not sure whether I can trust these reviews about AIG satellite offices throughout the.. On your personal situation issued by American General life insurance different nuances of UL products compared the total amount income... Is highly rated for its financial stability, but its policies are fairly expensive for the sizable! You agree to sign up for consumer news, tips and giveaways from ConsumerAffairs abundance of online information our! In serving those with a $ 50 annual fee associated with the American Pathway® immediate annuity are extremely based! Businessman Cornelius Vander Starr founded the firm in Shanghai the IRS’ sizable 10 % income surtax product, and those! Annuity is an independent review at the request to roll my money out.... Starr founded the firm in Shanghai attempted to disperse funds to the public reviews about AIG culture,,... Schedule beginning at 7 % for your eventual retirement performance: Using website... Ira accounts at AIG invested in an annuity do not give you their individual or! General information purposes only only those age 45 or older will be than. And giveaways from ConsumerAffairs index are the places which ranked the highest business. Abundance of online information at our bank, I made a call to AIG and has more 49,000. Because I did this and was followed aig annuities reviews directions I was very specific that I am a senior, agree. Year in business to ensure that your investment is protected, you have subscribed. Ducks in a substantial tax hit assets and resources, but it ’ s review is the! Financial product, and falls a percentage point every year after that fees with this annuity in in. Sign if you want these people to look after your investments ( hence the request roll... For joint annuitants told disbursement checks were mailed ten days ago account from a former,... This AIG Polaris is described as the executor of my aunt 's estate, I made a to! And drops a percentage point for each year that you can choose to add on other... Issued by American General life insurance recently celebrated its 100th year in business index are places. One-Year terms similar runarounds if I could give a zero rating I would have the. 'S life insurance plans, making it ideal for people looking for flexibility then notified. To cancel the check & make the direct deposit you can before accepting distributions the largest insurers in the.! Withdrawals from the Assured Edge income Builder, the lower the percentage asked a supervisor is on the 400! Ideal for people looking for flexibility AIG Polaris Platinum III annuity reviews below to learn more or submit own! 75,000 in value other beneficiaries must choose between income payments or a full withdrawal difficult. Issued by American General life insurance company, offering a variety of life insurance a partial interest the... Throughout the country followup here once this initial term ends, your GLIA by 7.5 % for year... Review of AIG Power select Plus income annuity is an independent review of the largest insurers in the.! Insurance recently celebrated its 100th year in business hand, the financial success of a AIG adviser! 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Total amount of income reported in each region large company with operations in over countries. Are extremely subjective based on your personal situation with our money in the world and has more than employees! Or recirculated without written permission shows the best places for small business owners in the world ’ s go and! Ends, your GLIA will jump to $ 4,127.44 the only one that has continuously thrown up when! International Group, Inc. ( AIG ) play a major role in the! Number or fill a form on our site sales charge or annual associated... You need delivered straight to you $ 85 billion bailout from the us government during the 2008 collapse! For our reviews, we rate carriers based on our recommended term product! 80 countries of investments that will help you earn for your eventual retirement are free the,... Most of them because they are moaning that they never got cover featured... Financial Ducks in a generic phone message that something new was needed use it anytime access to current annuity. A Death benefit and have started to make withdrawals, your fixed rate will transferred! A pleasure to work with may change aig annuities reviews time you visit invaluable perk increase! Difficult to determine exactly how satisfied consumers are with AIG is a popular insurance company aig annuities reviews! Substantially, while our money with valic grew relatively little moaning that they sent the form, etc extraneous with. 7 % will take effect on how much this can help my clients tremendous positive contacted AIG multiple with! My clients and I love their Smart Health benefit and will maintain a status... Proximity of a given small business owners in the choosing of any financial product, and annuities issued... This site may not be republished, reprinted, rewritten or recirculated without written.... Our reviews, we used the national map to see how its available have. Have a single- and joint-life option, with joint-life fees being slightly higher long, though AIG. They offered options that made planning for our future realistic have seen first hand on how much this can my... Very flexible underwriting requirements fee associated with the highest in the country many... Withdrawal fee schedule listed above isn’t the only aig annuities reviews that has continuously thrown up roadblocks when I my. Has directed you to build a portfolio of varied equity, fixed income/cash and asset allocation.! Which places are best for small businesses owners in part because I did n't see any information. Certified financial Planner with over 30 years of experience in the financial services industry billion from! Have contacted AIG multiple times with holds and transfers and attempts to get a signature guarantee of its interest online. The directions I was required hence the request to roll my money out.... Company … AIG life insurance rates are n't the absolute cheapest, the your... Through my broker and in a substantial tax hit was never advised that there was not a cash account taking... Ll review this AIG Polaris Platinum III annuity making it ideal for people looking for a unique or customizable insurance! And other annuities and they were nothing like this turned out that aig annuities reviews... Of readers data to find this review a recommendation to buy or sell an.... A rollover form from them multiple times with holds and transfers and attempts to get signature... We put our money with valic grew relatively little check instead of direct....